Terms

By accessing our website, you are agreeing to be bound by these terms of service, and agree that you are responsible for compliance with any applicable local laws.

Please note that your use of and access to the services (as defined below) are subject to the following terms; if you do not agree to all of these terms, you may not use or access the services in any manner.

• Overview of the Service

  Xara is an AI-powered assistant that operates through WhatsApp to help you manage your finances. You can send money, pay bills, track your spending, and receive insights—all via chat, images, or voice notes. The Service is provided by Xava Technologies.

• User Eligibility

  You must be:

  • At least 18 years old
  • The owner of the WhatsApp number used
  • Authorized to use any linked payment methods or accounts

• Acceptable Use

  By using Xara, you agree to:

  • Use the Service only for lawful and personal financial activities
  • Provide accurate and up-to-date information
  • Not impersonate anyone or provide false identity
  • Not use the Service to conduct fraud, money laundering, or any unlawful activity

  We reserve the right to suspend or terminate your access if you violate these terms.

• Data and Privacy

  Your use of Xara is also governed by our Privacy Policy, which outlines how we collect, store, and use your data. By using the Service, you consent to the processing of your personal and financial data in accordance with that policy.

• Service Limitations

  Xara is an AI assistant and provides financial insights, not professional advice. We do not guarantee that all responses or interpretations of your input will be 100% accurate or appropriate for every situation.
  We may occasionally limit access, pause transactions, or restrict certain features for maintenance, updates, or compliance.

• Transactions & Responsibility

  You are fully responsible for verifying the correctness of all transactions you initiate via Xara. Once confirmed, transactions may not be reversible.
  Xara is not liable for:

  • Mistaken or unauthorized transactions initiated from your device
  • Delays or errors caused by third-party services (e.g., banks, payment processors)

• Intellectual Property

  All branding, features, and AI technology used in the Xara platform are the intellectual property of Xava Technologies and its partners. You may not copy, modify, or reverse-engineer any part of the Service.

• Termination

  You may stop using Xara at any time by contacting us via email at support@usexara.ai.
  We may suspend or terminate your access for violating these Terms or if required by law or regulation.

• Modifications to Terms

  We may update these Terms at any time. Continued use after changes are posted means you accept the updated Terms.
  We’ll notify you through WhatsApp, Email, or our website when updates are made.

• Contact Information

  If you have questions or concerns about these Terms, please contact us at:
  Email: support@usexara.ai
  Company Name: Xava Technologies